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Nursing Home Insurance in Gallipolis and Jackson, OH

Is your nursing home properly safeguarded against risks? If not, you could face charges from a variety of sources. Nursing home insurance can provide reimbursement if you end up having to pay for problems out-of-pocket.

Many nursing homes face liability issues from the following problems:

  • Negligent Supervision: Elderly patients often need to be supervised, and some patients may even need to be monitored 24/7 to help avoid self-inflicted injury. Stepping away for just a few minutes could leave a patient alone long enough to hurt themselves. Note that supervision is not limited to watching patients. In many cases, employees must actively check for potential problems (places where patients could slip and fall, whether or not patients have been able to get up and move around, etc.) in order to fulfill their legal responsibility to patients.
  • Negligent Hiring: Most employees at nursing homes genuinely mean well; however, sometimes negligent hiring occurs. Employees may actively abuse or neglect the facility's patients, and the nursing home could be held liable for not adequately screening potential employees. Additional training after hiring (or during the hiring process) can help mitigate this, but negligent hiring coverage provides an additional level of security if an employee doesn't work out.
  • Failure to Keep the Facility Safe: Whether it's removing water on the floor or managing patients with an inclination to violence, employees of nursing homes are expected to keep the facility safe for all inhabitants.

Nursing Home Malpractice Insurance

As facilities that provide medical care, nursing homes fall under local and federal regulations regarding the protection of patients. Substandard care can cause serious harm to patients, and in this situation, charges could be brought against the facility or whomever was treating the patient in question.

Medical malpractice insurance can help make a crisis manageable, giving your facility the time it needs to make necessary improvements to ensure the problem doesn't reoccur. Different types of care have different levels of risk, so talk a Saunders Insurance Agency agent today about what kind of medical care your nursing home offers. Once we know exactly what services you provide to your patients, we'll work with you to find a nursing home insurance policy that meets your needs.

 

1. "Negligent Supervision Claims." AllLaw.com. Accessed April 14, 2016. http://www.alllaw.com/articles/nolo/personal-injury/negligent-supervision.html.

2. "Abuse in Nursing Homes." Nursinghomefamilies.com. Accessed April 14, 2016. http://www.nursinghomefamilies.com/NH_web/Abuse_in_Nursing_Homes.html

Our Location

Saunders Insurance Agency

437 2nd Ave
Gallipolis, OH 45631
Main office: 740-443-4034
Toll free: 800-689-5103
Fax: 740-446-4719

Our Providers

Testimonials

SIA has always given me the personal attention that I expect from my local insurance agency. Whether it be on finding a better rate with an equal or better policy or filing a claim, they have always made me feel like I was a top priority. Anytime I've had a question concerning my policy/coverage my questions have been answered promptly.

Gary Phillips
Saunders Insurance Agency has always been amazing in assisting with all our insurance needs. Both our home and auto policies are through Saunders Insurance and I highly recommend them for any insurance necessities. They're always super quick to reply to any questions or concerns that we may have which is hard to find. Guaranteed lifelong customers!

Heidi McCormick
Saunders Insurance Agency will always make sure you are getting the best coverage of insurance for whatever type you are looking into. They have been in the business for many years and are wonderful to our family. They are always courteous and very dedicated in helping us always. Thank you SIA!

Paula M.
We have trusted our home and auto insurance to Saunders Insurance for many years. Scott Saunders has always provided prompt and knowledgeable attention to our insurance needs. This helps provide security and peace of mind that our property is properly and professionally protected.

Ann & John Caldwell
Our business has used Saunders Insurance for the past 27 years. It's a great company with an experienced staff.

Jenny Shirey
Saunders Insurance Agency has highly professional and courteous agents! They work hard for their customers to provide the best options and pricing for insurance needs! Our whole family chose John and Scott to work with when purchasing new cars - they are great! No stress or high pressure-just what you need!

Fred & Charlie Workman
Scott along with the entire agency was very helpful and precise in processing my claim. It was a big weight off my shoulders as far as processing the claim and getting the claim settled in a timely manner. The diligence that Scott exuded on my claim should be commended. I was very happy and satisfied with the service that SIA provided.

Brad Warnimont
Saunders Insurance Agency was so helpful when we had water damage in our home. They handled our problem quickly and was always there if we had questions. Thank you Saunders Insurance Agency.

Kylie Johnson