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Specialty Insurance in Gallipolis and Jackson, OH

Saunders Insurance Agency specializes in protecting your specialty exposures. We offer tailored insurance programs for Public & Private Schools, Universities & Colleges, Municipalities, Water Districts, Cities, Villages, Public Entities, Sports & Fitness, as well as Professional Liability coverage.

Schools/Educational Institutions

SIA's president- John H Saunders holds a Certified School Risk Management (CSRM) designation from the National Alliance for Insurance Education & Research. It is critical for educational institutes to keep your students, faculty, and facilities protected. We work closely with Liberty Mutual and the Schools of Ohio Risk Sharing Authority (SORSA) to offer the resources and experience to protect your school district from today’s threats. We offer school loss prevention and risk control services tailored for educational institutions to ensure the protection of your playgrounds, bleachers, science labs, and more. Liberty Mutual and SORSA offer over 50 years of combined experience in keeping your school safe so you can focus on helping your students grow. Liberty Mutual currently provides protection for over 1,500 public and private schools. SOSRA consists of over 102 school districts across Ohio.

In addition to Liberty Mutual and SORSA, SIA has access to education institution protection from Travelers, and The Hartford.

Core school coverages include Property Coverages (including Blanket Property and Business Personal Property), Inland Marine, General Liability, Equipment Breakdown, School Business Auto, School Law Enforcement, School Leaders Errors & Omissions, Sexual Misconduct, Employee Benefits Liability, Employee Practices Liability, Umbrella, and Violent Event Response coverages.

Public Entities

We offer tailored insurance programs to help promote the longevity of public entities ranging from cities, towns, villages, water, sewer, utilities, parks, and counties. We offer the expertise in covering your unique public risks that municipalities face every day. Our public entities protection is provided from highly regarded carriers and pools including Travelers, Liberty Mutual, Public Entities Pool of Ohio, Philadelphia, Wright Specialty Group, and the Glatfelter Insurance Group.

Core public entities coverages include general liability, auto, public entity management liability, employment practices liability, law enforcement liability, property, equipment breakdown, inland marine, crime, and umbrella insurance.

Some business exposures fall outside of general commercial liability insurance capabilities. We can provide professional liability coverage designed and tailored to your business’ unique exposures to ensure that your business is protected. Businesses that may need a tailored professional liability plan include:

  • Media & Advertising
  • Home Healthcare Organizations
  • Lawyers & Legal Professionals
  • Real Estate
  • Accounting
  • Financial Institutions & Investment Advisers
  • Non-Profit Organizations
  • Architects & Engineers
  • Employment Practices Liability Insurance (EPLI)
  • Directors & Officers Professional Liability
  • Sports Special Events

Health and fitness is vital to living a healthy life. It’s just as vital to ensure that your health and fitness center is properly protected. At SIA, we work with Liberty Mutual’s Sports & Fitness Insurance Corporation to provide the special coverages your fitness center needs to strive. Sports & Fitness Insurance Corp was founded in 1985 to focus solely on protecting the fitness industry, designing coverages tailored to Health Clubs, Fitness Centers, Gyms, Yoga Studios, Dance Studios, Tennis Centers, Personal Trainers, and Martial Arts Studios.

Key sports & fitness coverages include professional liability, general liability, cyber liability, medical payments, personal injury, sexual misconduct, blanket property limits, equipment breakdown, business income, auto, and umbrella insurance.

In addition to sports and fitness coverage, we also offer specialty insurance protection to amateur sports teams, leagues, camps, clinics, and day camps through Nationwide’s K&K Insurance. In addition to youth sports coverage, K&K Insurance also offers unique protection to venues such as athletic fields, auditoriums, theaters, as well as special events coverage and concessionaires and vendors.

Our Location

Saunders Insurance Agency

437 2nd Ave
Gallipolis, OH 45631
Main office: 740-443-4034
Toll free: 800-689-5103
Fax: 740-446-4719

Our Providers


SIA has always given me the personal attention that I expect from my local insurance agency. Whether it be on finding a better rate with an equal or better policy or filing a claim, they have always made me feel like I was a top priority. Anytime I've had a question concerning my policy/coverage my questions have been answered promptly.

Gary Phillips
Saunders Insurance Agency has always been amazing in assisting with all our insurance needs. Both our home and auto policies are through Saunders Insurance and I highly recommend them for any insurance necessities. They're always super quick to reply to any questions or concerns that we may have which is hard to find. Guaranteed lifelong customers!

Heidi McCormick
Saunders Insurance Agency will always make sure you are getting the best coverage of insurance for whatever type you are looking into. They have been in the business for many years and are wonderful to our family. They are always courteous and very dedicated in helping us always. Thank you SIA!

Paula M.
We have trusted our home and auto insurance to Saunders Insurance for many years. Scott Saunders has always provided prompt and knowledgeable attention to our insurance needs. This helps provide security and peace of mind that our property is properly and professionally protected.

Ann & John Caldwell
Our business has used Saunders Insurance for the past 27 years. It's a great company with an experienced staff.

Jenny Shirey
Saunders Insurance Agency has highly professional and courteous agents! They work hard for their customers to provide the best options and pricing for insurance needs! Our whole family chose John and Scott to work with when purchasing new cars - they are great! No stress or high pressure-just what you need!

Fred & Charlie Workman
Scott along with the entire agency was very helpful and precise in processing my claim. It was a big weight off my shoulders as far as processing the claim and getting the claim settled in a timely manner. The diligence that Scott exuded on my claim should be commended. I was very happy and satisfied with the service that SIA provided.

Brad Warnimont
Saunders Insurance Agency was so helpful when we had water damage in our home. They handled our problem quickly and was always there if we had questions. Thank you Saunders Insurance Agency.

Kylie Johnson