Specialty Insurance

Saunders Insurance Agency specializes in protecting your specialty exposures. We offer tailored insurance programs for Public & Private Schools, Universities & Colleges, Municipalities, Water Districts, Cities, Villages, Public Entities, Sports & Fitness, as well as Professional Liability coverage.

Schools/Educational Institutions

SIA's president- John H Saunders holds a Certified School Risk Management (CSRM) designation from the National Alliance for Insurance Education & Research. It is critical for educational institutes to keep your students, faculty, and facilities protected. We work closely with Liberty Mutual and the Schools of Ohio Risk Sharing Authority (SORSA) to offer the resources and experience to protect your school district from today’s threats. We offer school loss prevention and risk control services tailored for educational institutions to ensure the protection of your playgrounds, bleachers, science labs, and more. Liberty Mutual and SORSA offer over 50 years of combined experience in keeping your school safe so you can focus on helping your students grow. Liberty Mutual currently provides protection for over 1,500 public and private schools. SOSRA consists of over 102 school districts across Ohio.

In addition to Liberty Mutual and SORSA, SIA has access to education institution protection from Travelers, and The Hartford.

Core school coverages include Property Coverages (including Blanket Property and Business Personal Property), Inland Marine, General Liability, Equipment Breakdown, School Business Auto, School Law Enforcement, School Leaders Errors & Omissions, Sexual Misconduct, Employee Benefits Liability, Employee Practices Liability, Umbrella, and Violent Event Response coverages.

Public Entities

We offer tailored insurance programs to help promote the longevity of public entities ranging from cities, towns, villages, water, sewer, utilities, parks, and counties. We offer the expertise in covering your unique public risks that municipalities face every day. Our public entities protection is provided from highly regarded carriers and pools including Travelers, Liberty Mutual, Public Entities Pool of Ohio, Philadelphia, Wright Specialty Group, and the Glatfelter Insurance Group.

Core public entities coverages include general liability, auto, public entity management liability, employment practices liability, law enforcement liability, property, equipment breakdown, inland marine, crime, and umbrella insurance.

In addition to property and liability insurance, Saunders Insurance Agency has teamed with Ohio Insurance Services to offer specialized group health insurance tailored for small municipalities.  The Ohio Public Entity Consortium was formed to give municipalities options in fighting the increasing costs of health insurance.  Click the link to learn more about OPEC.

Professional Liability

Some business exposures fall outside of general commercial liability insurance capabilities. We can provide professional liability coverage designed and tailored to your business’ unique exposures to ensure that your business is protected. Businesses that may need a tailored professional liability plan include:

  • Home Healthcare Organizations
  • Media & Advertising
  • Lawyers & Legal Professionals
  • Real Estate
  • Accounting
  • Financial Institutions & Investment Advisers
  • Non-Profit Organizations
  • Architects & Engineers
  • Employment Practices Liability Insurance (EPLI)
  • Directors & Officers Professional Liability

Sports & Fitness/Sports Leagues & Teams

Health and fitness is vital to living a healthy life. It’s just as vital to ensure that your health and fitness center is properly protected. At SIA, we work with Liberty Mutual’s Sports & Fitness Insurance Corporation to provide the special coverages your fitness center needs to strive. Sports & Fitness Insurance Corp was founded in 1985 to focus solely on protecting the fitness industry, designing coverages tailored to Health Clubs, Fitness Centers, Gyms, Yoga Studios, Dance Studios, Tennis Centers, Personal Trainers, and Martial Arts Studios.

Key sports & fitness coverages include professional liability, general liability, cyber liability, medical payments, personal injury, sexual misconduct, blanket property limits, equipment breakdown, business income, auto, and umbrella insurance.

In addition to sports and fitness coverage, we also offer specialty insurance protection to amateur sports teams, leagues, camps, clinics, and day camps through Nationwide’s K&K Insurance. In addition to youth sports coverage, K&K Insurance also offers unique protection to venues such as athletic fields, auditoriums, theaters, as well as special events coverage and concessionaires and vendors.