Call Us 740-446-0404 ☰ ˟
Logo
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • In the Community
      • Our Locations
    • Get A Quote
    • Our Providers
    • Community Referral
    • BlogImage of right arrow
      • How To Improve Your Business Owners Policy
      • COVID-19 Personal Auto Refund Programs for SIA Policyholders
      • What to Know about Coronavirus and Business Insurance
      • Insurance Terms Explained
      • Insurance Business America Magazine
    • Contact UsImage of right arrow
      • Saunders Insurance Agency
    • SIA On Instagram
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Loss Prevention Resources
    • Farm InsuranceImage of right arrow
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Religious Institutions
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Veterinary Insurance
      • Vineyard & Winery Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Coverage
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Public Entities Insurance
  • Contact Us
    • Saunders Insurance Agency
    • Location & Hours
    • Get A Quote
Icon Group/Employee Benefits Icon Commercial
Icon Farm
Icon Home
Icon Auto
Home > Blog > General Liability Insurance for Small Business
FRIDAY, AUGUST 6, 2021

General Liability Insurance for Small Business

You've worked to build your company from the ground up. You've expanded, taken on new clients and offered new products or services. As your business grows, the risks facing it also intensify. Even if your company is brand new, you need to protect it with the right type and amount of business insurance. For a small business, general liability insurance is truly at the heart of your company's success. 

What is General Liability Insurance? man and woman standing at counter of coffee shop
This type of business insurance protects a company from a wide range of claims made against it including: 

  • Property damage: Covers your business from losses related to damage your business or employees cause to another person's property. 

  • Bodily injury: Covers you for legal liability related to the medical expenses of another person injured as the result of your company's products, services, employees or conditions. 

  • Personal injury: Protects your business from lawsuits brought against you from the personal injury losses suffered by others. 

  • Business operation risks otherwise defined.

 

 

General liability insurance is almost always recommended for small businesses because it, along with commercial auto and property insurance, helps minimize financial losses facing your company. Specialized policies are also available for professionals who may be at a higher risk of liability-related losses, such as doctors, architects or contractors. 

Who Needs It? 
If you operate a small business, you face liability risks. Anyone can come into your business, be involved in an accident and sue you for their loss. Your product may fail, causing damage to another person. Your employee may make a mistake that leads to damage to someone's property. 

The good news is that having general liability insurance can significantly reduce your company's largest and most expensive risk—a lawsuit filed against it. This means that your company can maintain operations without having to worry about a lawsuit, whether fraudulent or not, that comes up against your company. 

Talk to your business insurance agent about the risks associated with your company and the type of liability insurance that can protect it. You can often purchase this type of business insurance within a business owner’s protection policy, also known as BOP. This could help to reduce the costs substantially and help you to maintain the comprehensive coverage your company needs. 

Is your business covered? Call Saunders Insurance Agency at 740-446-0404 for more information on Gallipolis business insurance. 

 
Posted 3:14 PM

Tags: business insurance, general liability insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • auto insurance(3)
  • homeowners insurance(2)
  • classic car insurance(2)
  • business owners policy(2)
  • health insurance(2)
  • general liability insurance(2)
  • construction insurance(1)
  • cyber liability insurance(1)
  • life insurance(1)
  • loss control(1)
  • business insurance(1)
  • cyber insurance(1)
  • bop(1)
  • professional liability insurance(1)
  • commercial auto insurance(1)
  • home insurance(1)
  • professional liability(1)
  • employee benefits(1)
  • contractors insurance(1)

View Mobile Version
Insure your needs today!
Social Social Social
Quick Links
Home
Get A Quote
About Us
Our Carriers
Partners
Blog
Contact Us
Location 437 2nd Ave
Gallipolis, OH 45631
PO Box 523

P: 740-446-0404
F: 740-446-4719
Powered by Insurance Website Builder