Farm Insurance in Gallipolis and Jackson, OH

Businesses from farms to food and beverage producers to fuel distributors are just some of the ones included in agriculture and agribusiness. Each of these businesses needs to assurance that there is low risk management and high efficiency, and farm & agribusiness insurance can do this. 

Saunders Insurance Agency will go above and beyond, with the help of our experienced agents, to ensure that you have a specialized farm & agribusiness insurance plan tailored directly for your needs. 

Contact us at 740-446-0404 or request your free quote now.  

What is an Agribusiness?

The agricultural industry is a massive one by contemporary standards. Of course, it starts with your average family farm or ranch, but can include numerous other types of businesses, including:  

Failure to adequately insure these operations could be detrimental, as both product damage and significant financial losses can occur. 

What is Agribusiness Insurance?  

Agribusiness insurance primarily deals with raw materials, organic matter, livestock and crops. All of which have specific, unique liabilities. It can be very hard to recover if losses to these items occurs. Agribusiness insurance ensures that things like livestock or property damage will be covered if they were to occur. 

You’ll have the ability to file a claim if some type of damage occurs to your agribusiness. After filing a claim, you’ll be given a certain amount of financial assistance to help out with losses. 

What are the Benefits Agribusiness Insurance Can Provide?  

There are numerous insurance options available for the average agricultural business, including:  

Crop Insurance

Damage to crops might arise from weather, fires and other hazards. This coverage can pay you a settlement to help you replace those items and lost income.  

Farm Livestock Insurance  

A loss to your animals could mean a loss of profit. Therefore, this coverage can help you recover the results.  

Equine Insurance  

Horses are often valuable both for farm operations and their market value. Therefore, when you breed or raise horses, a single loss might cost you a lot of money. This coverage can insure your horses against death, injuries and other hazards.  

Farm Equipment Insurance  

Should important assets like pumps, rakes, sprayers and other tools get damaged, then this coverage can help pay for those items.  

Tractor Insurance

Standard equipment insurance often doesn’t cover tractors or other farm vehicles. You can buy separate coverage to protect these items against damage or other losses.  

Farm Dwelling Insurance  

If you live on your farm, then this policy can cover your home and other personal property.  

Farm Structures Insurance  

This coverage insures barns, grain silos and other property.  

Commercial Auto Insurance

Vehicles owned by the farm or used in its operations will need commercial auto insurance rather than personal auto insurance.  

General Liability Insurance  

Your operations might cause bodily injuries or property damage to various third parties, including your clients. This coverage can repay them for their losses.  

Umbrella Insurance  

Under standard liability insurance, there will be limits. However, if a claim exceeds these limits, then umbrella liability coverage can help cover remaining costs.  

Workers’ Compensation Insurance  

Agricultural businesses often are obligated to buy to buy workers’ compensation. It will pay an employee supplementary income if work-related injuries or illnesses force them off the job.  

You have assets to protect no matter what the size of your agribusiness is. Whether it’s livestock, crops or other property, ensure that they are protected and secure with agribusiness insurance. Find out the right plan for you and your agribusiness.