THURSDAY, JANUARY 6, 2022
Since you have purchased a classic or antique vehicle, you’ll also want to insure it properly, as it is an investment. This way, you can rest assured that your one-of-a-kind beauty from back in the day will be protected.
How Will You Use Your Car? 
If you drive a classic car, your insurance coverage should be as unique as your vehicle. Whether you purchase a muscle car or an antique vehicle, you must be insured. When insuring a classic car, you must consider how you will be using the vehicle:
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Are you going to use your antique vehicle to go to the grocery store, hit the beach or visit a relative? Then, your policy should reflect this kind of usage.
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How many miles do you intend to drive each year?
Typical Coverage Inclusions
A typical classic car insurance policy includes the following:
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Inflation guard: To compensate for how classic cars increase in value over time, the policy increases the vehicle’s value quarterly.
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Spare parts coverage
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Flexible usage: Ability to drive the vehicle for up to 2,500 to 5,000 miles annually. Not limited to “parades only.”
Additional Coverage Options
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Roadside assistance for items such as a flat tire, dead battery or running out of gas
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Emergency lockout
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Lost key return
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Emergency travel expenses in case your classic vehicle breaks down while away from home
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Car show expenses—policy will pay for expenses associated with missing a car show due to a breakdown
Top Ways to Save On Your Premium:
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Drive less to qualify for a low-mileage discount.
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Drive a car with safety features such as anti-lock brakes, airbags, etc.
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Install an anti-theft device.
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Ask about our multi-policy discounts.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
in your state. By using this blog site you understand that there is no broker client relationship between
you and the blog and website publisher.
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